Oakville Insurance Brokers
Ambroziak & Rao: Insuring Oakville Clients Since 2009
As dedicated Oakville insurance brokers, the Ambroziak & Rao team have been insuring local cars, homes and businesses since they opened their doors in 2009.
Oakville has been a major service area of Ambroziak & Rao because of the competitive rates we can offer for home, auto and commercial insurance. Being licensed for all of Ontario, Oakville was a top pick for the brokerage.
Because of its safe and well maintained communities, our insurance companies can offer very good rates to our Oakville clientele.
Our RIBO licensed insurance brokers will happily discuss your requirements and help tailor custom insurance policies to your exact needs.
Call us today at 905 366 0066.
Auto Insurance
Call our Oakville insurance brokers for a quick quote!
Home Insurance
Need Oakville home insurance? Call us today!
Commercial Insurance
Speak with a licensed commercial insurance brokers for your Oakville business quote.
Life Insurance
Speak with our LLQP licensed insurance advisors and find the right life coverage!
“Oakville has very competitive insurance rates. Speak with us for your custom quote. ”
Why Choose Our Oakville Insurance Brokers?
Our team at Ambroziak & Rao Insurance Brokers has deep roots in Oakville. In fact, one of the senior brokers (Filip Ambroziak) currently lives there. Our team knows the advantages and risks of every part of the city. We know that South Oakville (Lakeshore) has large homes that require custom, high value solutions instead of standard home insurance offerings. We are also aware that high value vehicles are a target in those neighborhoods. Comprehensive insurance for high value cars is a must. We also have recommendations to prevent thefts including certain anti-theft devices (TAG) even if your insurer doesn’t require it.
After you become a client of ours, the partnership just begins. We are a brokerage that prioritizes customer service and we have a team of dedicated customer service representatives ready to assist you in all your life’s changes. Moving to a new location? Purchasing a new car? Adding a driver? Life can get very busy and our team will help update your records in a quick and timely manner. Have a question for your broker? We are always here to help.
Our goal in Oakville is to provide the best service possible right from the start and continue doing so as long as you are with us. Along with top tier customer service, we offer fantastic premiums as we represent Canada’s largest insurers.
Speak with our brokers or customer service by calling 905 366 0066.
Oakville Commercial Insurance Brokers
Oakville has become a strong and well regarded city because of its business community. It is recognized as one of the richest and most affluent cities in Ontario. Over 10,000 businesses operate in Oakville. The average household income is over $240,000! Some of the major employers here include Ford manufacturing, Geotab and Siemens Canada.
At Ambroziak & Rao Insurance Brokers, we offer commercial insurance solutions to all types and sizes. From multi-location organizations to the sole proprietors. No business is too big or too small. In fact, we have very strong offerings for Contractors insurance in Oakville. From painters, woodworkers and electricians, our commercial brokers will help you secure the right coverage at the right price. Contractor insurance can start for as little as $69 per month!
Need to add a commercial auto or fleet insurance policy? We can help with that. We have insured many business use or commercial vehicles in Oakville for all types of businesses. If you need a commercial auto insurance quote, please call our licensed Oakville commercial brokers at 905 366 0066.
Custom Home and Property Insurance in Oakville
Being an affluent city means the homes are generally larger, have more acreage and have a lot of interior upgrades. Many standard home insurance policies may not cover your home to the limits you require.
One common issue we see for Oakville property insurance policies is the replacement values have been calculated incorrectly. When first obtaining a property policy, agents and brokers will do a rebuild evaluation on your home. If it is incorrect, you may be left with an under insured home. If you recently renovated your home or added some upgrades, your insurer may not know and therefore not cover it. Feel free to call our brokers for a free custom replacement cost evaluation to see if your current policy is up to date!
If your current home insurance policy seems to good to be true (very low price), you should double check your replacement cost is up to date and all required coverages are added. Our brokers recommend comparing your home insurance line by line to ensure you are comparing apples to apples and not just the price. There are many additional coverages that your home should have that may not be accounted for.
Ambroziak & Rao Insurance Brokers will happily review your current needs and offer a home insurance solution for what you require and not simply the cheapest price. We then quote your needs with several of Canada’s leading property insurers to get the best rate for those specific coverages.
Call our licensed home insurance brokers today at 905 366 0066.
Oakville Car Insurance Brokers
Oakville is a commuter city. The transit system is good, but most Oakville families own one or more vehicles. Oakville is also a major target for auto thefts. As auto insurance brokers, we want our clients to avoid losses, and advise if possible, park your cars in garages and install anti theft devices when possible.
At Ambroziak & Rao Insurance Brokers, our team specializes in auto insurance and offer rates with many insurance companies. Although car thefts are high, our companies still offer great rates for Oakville auto insurance because the city is generally a safe place to live and maintained by the city very well. Potholes occur, but much less than neighboring cities.
If you are purchasing a new vehicle or simply shopping around for a better rate, call the brokers at Ambroziak & Rao for a quote. 905 366 0066.
Customer Success
Margaret Bara
T: (905) 366 0066
F: (905) 276 5373
E: mbara@pbnet.ca
Customer Service
Anu Kaur
T: (905) 366 0066
F: (905) 276 5373
E: akaur@pbnet.ca
Customer Success
Teresa Klubinski
T: (905) 366 7530
F: (905) 276 5373
E: teresak@pbnet.ca
Director & Lead Broker
Lidia Ambroziak
T: (905) 276 9597
C: (416) 737 9647
E: lidiaa@pbnet.ca
Director & Lead Broker
Harish Rao
T: (905) 276 9495
C: (416) 420 2383
E: hrao@pbnet.ca
Frequently Asked Questions
We are more than happy to answer any and all of your Oakville insurance related questions. Chat with one of our licensed insurance brokers today! 905 366 0066.
?
Yes, Ambroziak & Rao is a RIBO licensed insurance brokerage operating under license 3428. You can search us at the RIBO Brokerage Search.
Ambroziak & Rao Insurance Brokers do not charge the client any fees. Our compensation is paid by the insurance companies only once a client signs up for a policy with our brokerage. For more information, please visit our disclosures page.
If you would like to move your policies over to our brokerage, there are several ways it can be done.
- New Applications. If we are able to secure a policy you are happy with, we simply set up the applications for you. After e-signing, we finish up the policies in our office and thats it. You can then cancel your old policies from your old insurance company.
- In certain situations, your old broker may have retired and you would like to shift your current policies to a new broker. This can be done although its not the best method. Please contact one of our brokers for more details.
You can reach us at 905 366 0066.
If an insurance company chooses not to renew you, there is generally a reason. It could be you have too many tickets or accidents, or perhaps you allowed someone who is not insured to use your vehicle and the company found out.
If this happens, contact your broker immediately to find a solution. Do your best to not let your insurance policy lapse as finding a new policy after your policy was cancelled is much harder. Insurance companies prefer to see continuous insurance and no gaps in coverage.
The difference between an insurance agent and an insurance broker is simple: insurance agents represent one insurance company such as Allstate or Desjardins.
Insurance Brokers represent many insurance companies and can shop the market to find the best rates for your insurance needs.
Want to Chat?
T: (905) 366 0066
F: (905) 276 5373
E: hrao@pbnet.ca