Carpenters Insurance
Commercial Insurance For Carpenters, Woodworkers and Carpentry Companies
The team at Ambroziak & Rao Insurance Brokers has been insuring carpenters and woodworkers in Ontario, commonly the Greater Toronto Areas since the start of our brokerage in 2009.
When insuring carpenters, our goals are to provide quick, efficient service at the best rates possible. We understand that time is valuable to woodworkers and want to make the process as smooth and quick as possible.
Requesting Certificates of Insurance (COIs) is as easy as a simple email or call.
We offer Commercial General Liability (CGL) and Commercial Auto insurance quotes specifically for carpenters from Canada’s largest insurance companies. By shopping the market, we are able to offer the most competitive quotes for your carpentry business.
Visit our office at 250 Dundas St W Unit 408, Mississauga ON L5B 1J2 or call 905 366 0066.
Carpenter's CGL Insurance
Commercial General Liability coverage with $1M, $2M and $5M liability limits tailored for your woodworking and carpentry business.
Commercial Auto for Work Vehicles
Cover your commercial vehicles at very competitive rates.
Tools & Equipment
Add tools and equipment floaters to your insurance policy at very low starting rates!
Hauled Trailers
Add a trailer onto your commercial auto insurance policy.
Carpentry Insurance Professionals Ready To Help
At Ambroziak & Rao, we have a team of experienced licensed commercial insurance brokers who are ready to help secure coverage for your carpentry company. We will shop the market for a custom quote tailored to your unique needs and find the most competitive rates for you.
Our team knows that securing contracts with carpentry clients is not always easy, and once they come, carpenters need to act fast to prove they are insured. We send Certificates of Insurance (COIs) quickly after the request.
As a carpenter or woodworker, you likely have a work vehicle which you use to carry tools, supplies and equipment. One of the biggest mistakes carpenters make is using their personal vehicle for their woodworking business. If a claim occurs and the insurance company see this vehicle is clearly being used for commercial purposes, they can decline the claim for misrepresentation. Have that on your record will make future policies extremely expensive.
We have some of the best rates for carpenters and their commercial auto policies. Please call our licensed commercial insurance brokers at 905 366 0066.
“Insuring Carpenters and Woodworkers Since 2009!”
What Insurance Policies Should Carpenters Have?
Whether you are a large carpentry business with many employees working for you, or a solo woodworkers, your business risks are very similar.
Some of the common policies many carpenters have include:
Commercial General Liability (CGL) tailored to your carpentry business. This could range from liability limits as little as $1,000,000 for the sole proprietor to $10,000,000+ for the big carpentry companies.
Pollution Coverage. As a carpenter, you are dealing with saws and cutting regularly. If you for example damage a pipe or sewer line which causes pollution, you could have a claim brought against you.
Tools And Equipment Coverage. If you have tools or carpentry equipment, you could add them to your CGL policy for a small fee. It’s important to note that many tools and equipment floaters do not cover theft from unattended or unlocked vehicles. It’s best to never leave your expensive equipment in a vehicle.
Commercial Auto Insurance For Carpenters. Carpenters generally drive to their clients with tools and equipment in their vehicles. This require a specific commercial auto insurance policy designed for carpenters / woodworkers. Using your personal auto insurance policy for commercial use can result in denied claims.
Property Insurance. Many carpenters and carpentry companies have shops or units where they saw, cut and work on their projects. This will often require a property insurance policy to cover that unit along with it’s content.
What Questions Will Your Broker Have For Your Carpentry Business?
When getting a quote for your woodworking/carpentry business, our brokers will have a couple questions for you. Below are some to be prepared to answer:
- When did you start your carpentry business?
- Do you have a woodworking shop?
- Do you do any woodworking projects from home? If so, do you have ventilation systems at home./ your shop?
- Do you paint the creations? Is it spray paint?
- How many years of prior experience do you have?
- How many employees do you have?
- Do you currently have insurance?
- Have you ever had any claims?
- Are you the only owner of the business?
What Types of Carpenters Does Ambroziak & Rao Insurance?
At Ambroziak & Rao, we insure many types of carpenters and wood workers. Some of them include:
- Residential Carpenter (Solo)
- Carpenter Companies (Several employees)
- Commercial Carpenters
- Woodworkers
- Woodworking Shops
- New Carpenters
If your woodworking business is unique or different, we would love to hear about it and get a custom quote for you!
Call 905 366 0066 or visit our Mississauga office!
Why Choose Ambroziak & Rao To Insure Your Carpentry Company?
At Ambroziak & Rao Insurance Brokers, we know the patience, dedication and effort it takes to become a skilled carpenter. We respect that and we also respect your time.
We will provide the best possible customer service experience by being quick, efficient and offering excellent insurance rates for your carpentry insurance needs. This is done by shopping the insurance market for the best rates for your specific coverage needs.
IF a certificate of insurance is needed, we will send it over as quick as possible.
Call us today and get a Commercial General Liability (CGL) and commercial auto quote today. 905 366 0066. Rates can start for as little as $69.00 per month!
Director & Lead Broker
Lidia Ambroziak
T: (905) 276 9597
C: (416) 737 9647
E: lidiaa@pbnet.ca
Director & Lead Broker
Harish Rao
T: (905) 276 9495
C: (416) 420 2383
E: hrao@pbnet.ca
Customer Success
Margaret Bara
T: (905) 366 0066
F: (905) 276 5373
E: mbara@pbnet.ca
Customer Service
Anu Kaur
T: (905) 366 0066
F: (905) 276 5373
E: akaur@pbnet.ca
Customer Success
Teresa Klubinski
T: (905) 366 7530
F: (905) 276 5373
E: teresak@pbnet.ca
Frequently Asked Questions
We are more than happy to answer any and all of your carpentry and woodworking insurance related questions. Speak to one of our licensed insurance brokers today!
?
Yes, Ambroziak & Rao is a RIBO licensed insurance brokerage operating under license 3428. You can search us at the RIBO Brokerage Search.
In most cases, Ambroziak & Rao Insurance Brokers do not charge the client any fees.
Our compensation is paid by the insurance companies only once a client signs up for a commercial policy with our brokerage. For more information, please visit our disclosures page.
Making changes to your insurance policy has never been easier!
Contact our team at 905 366 0066 and one of our customer success managers will happily assist you.
If you would like to call our team at Ambroziak & Rao Insurance Brokers, you can call 905 366 0066, or visit our Mississauga office at 250 Dundas St W Suite 408 Mississauga ON L5B 1J2.
Generally policies do not cover sub-contractors and we highly recommend that you verify the insurance policies of any sub-contractor that you hire.
If you plan to hire sub-contractors, please speak with our team at 905 366 00066.
Carpenter Insurance Quote
T: (905) 366 0066
F: (905) 276 5373
408-250 Dundas St W Mississauga ON L5B 1J2