Flooring Contractor Insurance
Commercial Insurance For Flooring Contractors and Tilers
Ambroziak & Rao Insurance Brokers has been insuring flooring contractors and tilers of the Greater Toronto Areas since 2009.
Flooring contractors and tilers are some of the hardest working people in the world. The job involves incredible attention to detail ensuring all cuts are perfect as well as lifting heavy flooring bundles from room to room.
We offer Commercial General Liability (CGL) and Commercial Auto Insurance quotes from Canada’s largest and most well funded insurance companies.
We understand that in the flooring and tiling business, time is valuable. Jobs are sometimes held up because contracts require proof of insurance. With our team of insurance experts, requesting COIs (Certificates of Insurance) can be done quickly and with ease.
Visit our office at 250 Dundas St W Unit 408, Mississauga ON L5B 1J2 or call 905 366 0066.
Flooring Contractor's CGL Insurance
Commercial General Liability coverage with $1M, $2M and $5M liability limits tailored for your flooring and tiling business.
Commercial Auto for Work Vehicles
Cover your commercial vehicles at very competitive rates.
Tools & Equipment
Add tools and equipment floaters to your insurance policy at very low starting rates!
Hauled Trailers
Add a trailer onto your commercial auto insurance policy.
Licensed Commercial Insurance Brokers Who Know The Flooring And Tiling Business
At Ambroziak & Rao, we have a team of experienced licensed commercial insurance brokers who are ready to quote your flooring and tiling business.
We have a team of customer service representatives who can quickly help existing clients with any policy change requests needed. From Certificates of Insurance (COIs) requests to policy updates, our team is here to help.
Our team understands that work can sometimes be held up because the client is requesting proof that your business is insured. Sometimes the client may require specific wording for a project or be added as an additional insured. We will do our best to offer quick and efficient service so you can focus on your business.
Many flooring contractors use their own vehicle to transport supplies and go to clients homes or businesses. If your vehicle is insured personally, any claims that arise could be denied and your policy be cancelled for material misrepresentation. We advise you insure your work vehicle under a commercial auto insurance policy to ensure claims are not denied for that reason.
We have some of the best commercial liability and commercial auto rates for flooring contractors and tilers. Please call our licensed commercial insurance brokers at 905 366 0066.
“The Ambroziak & Rao Team Has Been Insuring Flooring And Tiling Contractors Since 2009!”
What Insurance Policies Do Flooring and Tiling Contractors Need?
Whether you’re a large flooring contractors with many employees and work on new construction projects all over the province, or are a solo tiler who only works on residential renovations, the risks are very similar.
Some of the common policies many flooring contractors have include:
- Commercial General Liability (CGL) tailored to your flooring business. This could range from liability limits as little as $1,000,000 if you do small residential work to $10,000,000+ for flooring contractors with many employees and operate all over Ontario.
- Tools And Equipment Coverage. As a flooring and tiling contractor, you likely have tools such as a saw, commercial vacuum or commercial polisher. These could be insured with tools and equipment coverage which could be added for a small fee.
- Commercial Auto Insurance For Flooring Contractors. Many flooring and tiling contractors use their personal vehicles to get from client to client while carrying tools and supplies. A personal auto insurance policy may not cover a claim. A commercial auto insurance policy tailored to your flooring business is required.
- Fleet Insurance. If your flooring installation business has five or more work vehicles, it’s beneficial to secure a fleet insurance policy. Fleet policies for flooring contractors are generally better priced and more flexible than individually rated commercial auto policies.
- Property Insurance. If your flooring and tiling company also has a unit that you own or lease, you may require property coverage as well.
What Questions Will Your Broker Have For Your Flooring and Tiling Company?
When getting a quote for your flooring and tiling business, our brokers will have a couple questions for you. Below are some to be prepared to answer:
- When did you start your flooring installation business?
- What are your anticipated annual revenues?
- Do you have any big pieces of equipment you need to insure?
- How much tool coverage would you like?
- How many years of prior experience in the flooring industry do you have?
- How many employees do you have?
- Do you currently have insurance?
- Have you ever had any claims?
- Do you have any work vehicles?
- Are you the only owner of the business?
What Types of Flooring Contractors Do You Insure?
At Ambroziak & Rao, we insure all types of painters and painting companies! Some of the companies we have insured in the past include:
- Residential Flooring Installers (Solo)
- Residential Flooring and Tiling Companies
- Commercial Flooring Installers
- Flooring Distributors
- Tile Shops
- Tilers or Tile Installers
- Industrial Flooring Installers
If your flooring or tiling business is unique, we would love to hear about it and get a custom quote for you!
Call 905 366 0066 or visit our Mississauga office!
Why Choose Ambroziak & Rao To Insure Your Flooring Company?
At Ambroziak & Rao Insurance Brokers, we have insured many flooring and tiling contractors and we know exactly what they expect from their insurance professionals. Speed, efficiency and good pricing are all expectations our team is committed to fulfilling.
We know you work hard and simply do not have the time to spend all day looking for coverage. At our brokerage, our experienced commercial insurance brokers know what questions to ask, we understand what you do and we shop the commercial insurance market for you with Canada’s top insurers.
We want to know your specific flooring business and what services you offer so we can find the right insurance solutions for you and your budget.
Call us today and get a Commercial General Liability (CGL) and commercial auto quote today. 905 366 0066. Rates can start for as little as $69.00 per month!
Director & Lead Broker
Lidia Ambroziak
T: (905) 276 9597
C: (416) 737 9647
E: lidiaa@pbnet.ca
Director & Lead Broker
Harish Rao
T: (905) 276 9495
C: (416) 420 2383
E: hrao@pbnet.ca
Customer Success
Margaret Bara
T: (905) 366 0066
F: (905) 276 5373
E: mbara@pbnet.ca
Customer Service
Anu Kaur
T: (905) 366 0066
F: (905) 276 5373
E: akaur@pbnet.ca
Customer Success
Teresa Klubinski
T: (905) 366 7530
F: (905) 276 5373
E: teresak@pbnet.ca
Frequently Asked Questions
We are more than happy to answer any and all of your flooring and tiling insurance related questions. Speak to one of our licensed insurance brokers today!
?
Yes, Ambroziak & Rao is a RIBO licensed insurance brokerage operating under license 3428. You can search us at the RIBO Brokerage Search.
In most cases, Ambroziak & Rao Insurance Brokers do not charge the client any fees.
Our compensation is paid by the insurance companies only once a client signs up for a commercial policy with our brokerage. For more information, please visit our disclosures page.
Making changes to your insurance policy has never been easier!
Contact our team at 905 366 0066 and one of our customer success managers will happily assist you.
If you would like to call our team at Ambroziak & Rao Insurance Brokers, you can call 905 366 0066, or visit our Mississauga office at 250 Dundas St W Suite 408 Mississauga ON L5B 1J2.
Generally policies do not cover sub-contractors and we highly recommend that you verify the insurance policies of any sub-contractor that you hire.
If you plan to hire sub-contractors, please speak with our team at 905 366 00066.
Flooring Contractor Insurance Quote
T: (905) 366 0066
F: (905) 276 5373
408-250 Dundas St W Mississauga ON L5B 1J2