Engineers Insurance
Insurance For Engineers and Engineering Firms
Ambroziak & Rao Insurance Brokers has been insuring engineers all over the Greater Toronto Area (GTA) since 2009.
As an engineer, your work is extremely important in many parts of our society. We understand that you are very busy often working long hours to complete projects.
At Ambroziak & Rao, we understand that engineers do not have all day to shop around for insurance and wait on the phone to complete policy changes. We are committed to offering competitive insurance rates while offering quick customer service.
Visit our office at 250 Dundas St W Unit 408, Mississauga ON L5B 1J2 or call 905 366 0066.
Engineers CGL Insurance
Commercial General Liability coverage with $1M, $2M and $5M liability limits tailored for your engineering firm's requirements.
Auto Insurance for Business Vehicles
Auto insurance designed for engineers.
Professional Liability Insurance
Protect your business with E&O (Errors & Omissions) insurance.
Commercial Property Coverage
Cover your business assets with a commercial property policy.
Licensed Commercial Insurance Brokers Who Understand An Engineers Requirements
At Ambroziak & Rao, we have a team of experienced licensed commercial insurance brokers who have insured many engineers all over the Greater Toronto Areas. We know many also work remotely from home and can offer the right coverage options to protect your business, auto and home.
We understand that your vehicles often do not have set commutes and depending on specialty, could require travel to different clients and carrying tools. In some cases, an engineer may require a commercial auto insurance policy.
Many engineers who become independent consultants work entirely from a home office. It’s vital to properly set up your home insurance policy to include home office coverage especially if your business is registered to your residential address. Certain insurance companies can reject homes that have commercial or business exposure.
We have some of the best rates for engineers and their business. Please call our licensed commercial insurance brokers at 905 366 0066.
“Insuring Engineers In The Greater Toronto Area Since 2009!”
What Insurance Policies Do Engineers Need?
Whether you run a large real engineering firm with many engineers employed, or decided to take the plunge and become an independent consultant, the risks are very similar.
Some of the common policies many engineers have include:
- Commercial General Liability (CGL) tailored to your engineering business. This could range from liability limits as little as $1,000,000 for a new consultant to $10,000,000 for a large engineering firm with hundreds of engineers.
- Professional Liability Insurance. Engineers carry a very big responsibility. They take ideas to reality and ensure that they work. Unfortunately if something goes wrong, they can be held responsible for damages. Errors and Omissions insurance is a critical policy to have to protect your business.
- Content Insurance. If you are leasing a unit for your engineering firm, you likely have content as well as betterments to the unit that should be covered. Examples include an upgraded kitchen, floors, desks, computers and printers.
- Auto Insurance For Engineers. Depending on your specialty and whether you are an independent consultant, your standard auto insurance policy may not be covering you completely. It’s very important that if you own your own firm or are an independent consultant, you include business coverage designed for engineers. If your vehicle is in a business name, this is even more important.
- Commercial Property Insurance. If you own an office or unit, you should insure the building along with the content inside.
- Cyber Insurance. Engineers may store important client data and information that if released due to a hack, could cause extreme financial loss to an engineering firm. Cyber insurance can help recover losses in the event of a cyber attack.
- Business Interruption Insurance. If your operations are halted as a result of a claim, your business interruption coverage could pay out for lost income until operations resume.
- Home Insurance. If you are an independent engineer who has a home office and a business registered to their home, you need to ensure your insurance company is aware as certain policies exclude commercial exposure at the home and could cancel your policy.
What Questions Will Your Broker Ask?
When getting a quote as an engineer or firm our licensed commercial insurance brokers will have a couple questions for you. Below are some to be prepared to answer:
- When did you open up your firm (what year)?
- How many years of prior experience do you have?
- How many employees do you have?
- Do you currently have insurance?
- Have you ever had any claims?
- Are you the only owner of the business?
- What is your engineering specialty?
- What is your projected revenue for the year?
- Do you own or lease the office?
- Did your landlord require a specific liability amount?
- Will your vehicle be in a business name?
What Types of Engineers Do You Insure?
At Ambroziak & Rao, we insure all types of engineers and consultants. Some of them include:
- Civil Engineers
- Mechanical Engineers
- Computer Engineers
- Electrical Engineers
If your engineering firm is unique, we would love to hear about it and get a custom quote for you!
Call 905 366 0066 or visit our Mississauga office!
Why Choose Ambroziak & Rao To Insure You?
At Ambroziak & Rao Insurance Brokers, our team of office insurance experts have been insuring engineers of all specialties since 2009.
We offer fantastic rates for your auto, home and business insurance by shopping multiple markets at once.
Our team only works with Canada’s top insurers which means you are getting the most competitive rates from secure insurance companies.
We are proudly Canadian and have a physical office you can visit in Mississauga.
Call us today and get a independent consultant or auto insurance quote. Call 905 366 0066. Rates can start for as little as $69.00 per month!
Director & Lead Broker
Lidia Ambroziak
T: (905) 276 9597
C: (416) 737 9647
E: lidiaa@pbnet.ca
Director & Lead Broker
Harish Rao
T: (905) 276 9495
C: (416) 420 2383
E: hrao@pbnet.ca
Customer Success
Margaret Bara
T: (905) 366 0066
F: (905) 276 5373
E: mbara@pbnet.ca
Customer Service
Anu Kaur
T: (905) 366 0066
F: (905) 276 5373
E: akaur@pbnet.ca
Customer Success
Teresa Klubinski
T: (905) 366 7530
F: (905) 276 5373
E: teresak@pbnet.ca
Frequently Asked Questions
We are more than happy to answer any and all of your engineer insurance related questions. Speak to one of our licensed insurance brokers today!
?
Yes, Ambroziak & Rao is a RIBO licensed insurance brokerage operating under license 3428. You can search us at the RIBO Brokerage Search.
In most cases, Ambroziak & Rao Insurance Brokers do not charge the client any fees.
Our compensation is paid by the insurance companies only once a client signs up for a commercial policy with our brokerage. For more information, please visit our disclosures page.
Making changes to your insurance policy has never been easier!
Contact our team at 905 366 0066 and one of our customer success managers will happily assist you.
If you would like to call our team at Ambroziak & Rao Insurance Brokers, you can call 905 366 0066, or visit our Mississauga office at 250 Dundas St W Suite 408 Mississauga ON L5B 1J2.
Engineer Insurance Quote
T: (905) 366 0066
F: (905) 276 5373
408-250 Dundas St W Mississauga ON L5B 1J2