Whether you are a large multi-employee cleaning corporation with multiple locations or a single person starting their first cleaning company, Ambroziak & Rao will be there to help, advise and secure your commercial insurance policies.

Some of the common policies many Janitors have include:

1. Commercial General Liability (CGL) tailored to your janitorial services business. This could range from liability limits as little as $1,000,000 if you do small residential work to $10,000,000+ for cleaning companies with many contracts all over the province. This covers you in the event that client sues you relating to the business risks such as a slip and fall. Many contracts will require that you carry a CGL insurance policy.
2. Tools And Equipment Coverage. If you have tools or equipment that you would like insured, a tools and equipment floater can often be added to your commercial general liability insurance for a small fee. Certain cleaning companies may have expensive floor buffers which they would like included. 
3. Commercial Auto Insurance For Cleaners. The biggest mistake janitors make is assuming their personal auto insurance policy covers them in the event of an accident especially while working. If you own your own business and use a vehicle to transport your tools from client to client, you will likely require a commercial auto insurance policy specifically made for janitorial services. A personal auto insurance policy could deny your claim. Its best to speak to a licensed commercial insurance broker for clarification. 
4. Fleet Insurance. If your cleaning company has five or more vehicles which employees use for business, it may be cost effective and easier to set up a fleet insurance policy. We offer very good rates for fleets. 
5. Property Insurance. If your cleaning company also owns a unit and stores supplies, you may require a property insurance policy.