Mississauga Insurance Brokers
Ambroziak & Rao: Your Local Insurance Brokers Serving Mississauga Since 2009.
Searching for experienced insurance brokers in Mississauga? With over 50 years of collective insurance expertise, Ambroziak & Rao Insurance Brokers can help you or your company find the right insurance coverage for the right price.
The team at Ambroziak & Rao have also been insuring personal cars, homes, offices and rental properties in Mississauga and will help you find the best rates with the most trusted insurance companies in Ontario.
Our team of seasoned insurance brokers offer customized commercial insurance options, tailored to your unique business. We offer commercial auto options for a wide range of businesses such as contractors, drywallers, cleaners, painters, landscapers, floor installers, plumbers, HVAC contractors, handymen and electricians.
Visit our office at 250 Dundas St W Suite 408, Mississauga ON L5B 1J2 or call 905 366 0066.
Auto Insurance
Get a Mississauga auto insurance quote!
Home Insurance
Find the right coverage for your Mississauga home at the right price!
Commercial Insurance
Speak with one of our senior insurance brokers and get your Mississauga business insured!
Life Insurance
Contact our LLQP licensed insurance brokers and find the right life coverage!
A Team of Mississauga Insurance Experts Protecting Your Future
At Ambroziak & Rao Insurance Brokers, whenever you purchase a policy, you have a team of dedicated insurance professionals willing to help find the right policy at a great price. This same team helps you with any changes you may have in the future and ensures you update policies correctly. Insurance doesn’t end at the sale, that’s only the beginning.
Maintaining the right coverage is an ongoing process. As your life evolves and changes occur, you must consistently keep your policies up to date so that if a claim occurs, you are not denied.
Examples include:
- Address changes. The moment you move, several steps need to be taken to ensure you are properly covered. Our team will help you with that.
- A child gets their first license. This is a very important update as it is a material risk. If you do not update your auto insurance policy, you are at risk for being denied or cancelled for misrepresentation.
- Your business revenue increase. If you insured a business several years ago, but it has grown since then, you must notify your insurance company of the change as the risk is likely higher.
Our team at Ambroziak & Rao Insurance Brokers will help you every step of the way. When life changes, we will be here to help you cover it. Call our team for a quote at (905) 366 0066.
“A Team of Local Insurance Brokers Ready to Help!”
Brokers who know your community
Your local Mississauga Insurance Brokers
The team at Ambroziak & Rao Insurance Brokers know Mississauga very well. We don’t just work here, we live here. Lidia has been a resident living in the Winston Churchill area for many years. Filip was born in the Credit Valley Hospital a long time ago.
We have family who live in the Square One areas and friends close to Heartland. We shop at Erin Mills Town Center and go on walks at Jack Darling Memorial Park.
If you are looking for an established insurance brokerage in Mississauga with brokers who know the city very well, you came to the right place. Our team knows the neighborhoods and understand the risks in each. We are your local insurance experts.
How An Insurance Broker Helps You
Sometimes clients come to us saying they have never purchased insurance through a broker before and do not know what to expect. Many clients also believe that there are fees associated with an insurance broker.
At Ambroziak & Rao Insurance Brokers, we will never ask for any fees to help obtain insurance. We are paid by the insurance companies directly as a commission. You can review our compensation in our disclosures section.
As your Mississauga insurance brokers, we do not just sell one line of insurance. We are able to offer several insurance policies including auto, home, business, life and travel. We are your one stop shop for all insurance needs.
Our process for securing the best rates for you goes like this:
- We have a conversation (sometimes completely online) with the client and get an idea of what they are looking for.
- We then advise the client on what we believe they should also have to best protect their homes, vehicles or businesses.
- We take those details and check with multiple of Canada’s largest insurance companies in Canada to find the best rates for the specific coverage the client requires.
- Once quotes are created or received, we then have a chat with the client about their options.
- If the client accepts, we have them e-sign applications and send them their certificates of insurance very quickly.
- Clients receive their paperwork in the mail or electronically in the following few weeks.
Our brokers are very quick. If you require a policy the same day, in most cases we can make that happen.
Speak to a Mississauga insurance broker today by calling 905 366 0066.
Mississauga Commercial Insurance Brokers
Mississauga has been consistently ranking as one of Canada’s best places for business and investment. It has over 100,000 registered companies and has over 670 multinational head offices. One of the most interesting facts is that 84% of the city’s business have less than 20 employees.
Ambroziak & Rao has been insuring businesses in Mississauga since 2009. We have insured large multi-office corporations as well as solo owners doing all tasks by themselves. We have fantastic rates for contractors such as painters, electricians, renovators, drywallers and general contractors.
We also insure commercial properties and offices. Businesses such as lawyers, realtors, engineers, mortgage agents, retail shops, construction shops and flooring companies can also be insured through our insurance partners.
If you use your vehicle for commercial or business use, you may require a commercial auto insurance policy. Keeping your Commercial general liability and commercial auto insurance policy with one company is always a great idea. Call our licensed commercial insurance brokers for your Mississauga business quote today at 905 366 0066.
Auto Insurance Brokers in Mississauga
Auto insurance rates in Mississauga rates have been climbing over the last few years. With more thefts, accidents and a general increase in cost of living in the city, its no surprise that auto insurance prices have increased as well.
The best way to combat increasing auto insurance rates is to maintain a clean record, ensure all discount are applied and check your rates through multiple carriers. This is where an established auto insurance brokerage can help. Our licensed Mississauga auto insurance brokers have been insuring the vehicles of Mississauga from 2009. We help clients secure good rates even if they have less than ideal records and require a high risk insurance company. We also help navigate auto insurance when clients are purchasing their vehicle and may require additional devices to reduce their costs. We a network of business that we know and are proven so that our clients can get the best service possible.
Call our licensed brokers for a Mississauga auto insurance quote today! 905 366 0066.
Home Insurance Brokers
Insuring homes in Mississauga has become more and more expensive over the years. Homes are getting older and as homes age, the chances of claims rises. Trees mature, foundations crack and roofs age. Its vital that customers ensure their homes are properly maintained as many maintenance issues will not be covered by a home insurance policy.
Ensure that your home insurer knows about any upgrades or renovations that you added to your home as that raises the homes value and replacement cost. You do not want to be underinsured. Have a free consultation with our licensed Mississauga home insurance brokers and check if you are insured correctly. Call 905 366 0066.
Insurance Renewals
One of the biggest benefits of working with a Mississauga insurance broker is that all your renewals are also processed within the office.
Once a policy is set to renew, the insurer will mail out a copy to your address for your review. At that point, you can always call your broker if you have any questions or need to update your policy. It is essential that you review your insurance policies every year and notify your broker of any changes.
You can also request your insurance broker to review the policies and requote them. As brokers, we are contracted with many insurance companies and since we have your details, getting new quotes is quick and easy. If there is a better option for you, we can do most of the heavy lifting for you!
Do's And Don'ts of Working With A Mississauga Insurance Broker
We get many calls from clients looking for quotes who have never contacted an insurance broker before. They often do not know what to expect and what to do. Below are some of our Do’s and Don’ts when working with insurance brokers:
Do
- Always verify that the insurance professional you are working with has an active license. You can do so at the RIBO License Search page. Our brokerage license is 3428.
- Always provide your insurance broker with as much detail about your situation as possible. Insurance brokers are on your side and want to help you.
- For complex commercial quotes, please be prepared that a quote could take a day or so, if Certificates are needed right away, do let us know so we can do our best to expedite the quote.
- Do call at least 14 days before your renewal as this will give us enough time to create accurate quotes.
- Let us know if you are also interested in bundling your policies as we can apply discounts to your insurance before we quote other lines. This helps get better prices for you before doing the additional work.
- Let us know if you use your vehicles or home for business / commercial use.
Don’t
- Do not omit any information such as claims, tickets or cancellations. As broker, we want to offer the best rates and place you with the right company that accepts you. We need to understand your full situation to best help you.
- Do not wait until the last day to call for renewal quotes. Its best to leave yourself a couple days for a smooth transition.
Insurance brokers are here to help you. We want to ensure you have the proper coverage in place at the best price we can offer. Following the tips above will help us help you.
Customer Success
Margaret Bara
T: (905) 366 0066
F: (905) 276 5373
E: mbara@pbnet.ca
Customer Service
Anu Kaur
T: (905) 366 0066
F: (905) 276 5373
E: akaur@pbnet.ca
Customer Success
Teresa Klubinski
T: (905) 366 7530
F: (905) 276 5373
E: teresak@pbnet.ca
Director & Lead Broker
Lidia Ambroziak
T: (905) 276 9597
C: (416) 737 9647
E: lidiaa@pbnet.ca
Director & Lead Broker
Harish Rao
T: (905) 276 9495
C: (416) 420 2383
E: hrao@pbnet.ca
Why Ambroziak & Rao?
What sets us apart from everyone else? Our dedication to personalized service, professional advice and coverage options to create the right policy for you and your budget.
Dedicated Broker
You will be assigned a licensed insurance broker who will offer the best rates and help service your insurance policy.
Fast Quotes
As insurance brokers, we are able to secure insurance quotes within minutes. Once the client accepts a price, we can even issue that policy in the same day!
Contact
Ambroziak & Rao prides itself on the communication it has with clients. We can be contacted via email, phone, text and respond very quickly! 905 366 0066.
Best Rates
As insurance brokers, we have access to many insurance companies which means we can offer the best rate for you!
Ambroziak & Rao Insurance Brokers Reviews
Frequently Asked Questions
We are more than happy to answer any and all of your Mississauga insurance related questions. Speak to one of our licensed insurance brokers today!
?
There are several benefits of working with one of our insurance brokers in Mississauga:
- Compare coverage with many insurance companies all from one local source.
- Years of expertise. Our team has a combined total of over 50 years of insurance experience and understanding of the Mississauga insurance market.
- Understanding of coverage requirements. Our team of RIBO licensed insurance brokers has annual mandatory “study” requirements to uphold all our licenses.
- Dedicated broker for all future updates and changes
- Quick and efficient
As established Mississauga insurance brokers, we have partnered up with Canadas largest and most trusted insurance companies. This means our brokers are able to shop your coverage requirements with multiple insurers all at once.
The first step before creating an insurance policy is creating a quote. One of our experienced Mississauga insurance brokers will happily help you get competitive quotes from the largest insurance carriers in Canada.
Once a quote is completed and you are happy with the coverage and price, our team will create the applications, confirm your records and send the applications over to your email for e-signing.
Once signed, our team will review the policy and issue it with the insurance company.
Making changes to your insurance policy has never been easier!
Contact our team at 905 366 0066 and one of our customer success managers will happily assist you.
If you would like to call our team at Ambroziak & Rao Insurance Brokers, you can call 905 366 0066, or visit our Mississauga office at 250 Dundas St W Suite 408 Mississauga ON L5B 1J2.
Yes, Ambroziak & Rao is a RIBO licensed insurance brokerage operating under license 3428. You can search us at the RIBO Brokerage Search.
Ambroziak & Rao Insurance Brokers do not charge the client any fees. Our compensation is paid by the insurance companies only once a client signs up for a policy with our brokerage. For more information, please visit our disclosures page.
It’s tough to say which area is the most expensive as insurance rates are very personalized. Someone with a “higher risk” record in a less expensive neighborhood will be more expensive than a “clean” driver in an expensive area.
That said, in general, the following areas tend to be more expensive for auto insurance:
- Rathwood (East of Matheson)
- Hurontario and East Credit
- Malton and Lisgar
Speak with our licensed Mississauga auto insurance brokers for more information!
For home insurance, the following areas tend to be priced higher:
- Cooksville
- Port Credit
- Lorne Park
Have a chat with our Mississauga home insurance brokers for more information!
If you would like to move your policies over to our brokerage, there are several ways it can be done.
- New Applications. If we are able to secure a policy you are happy with, we simply set up the applications for you. After e-signing, we finish up the policies in our office and thats it. You can then cancel your old policies from your old insurance company.
- In certain situations, your old broker may have retired and you would like to shift your current policies to a new broker. This can be done although its not the best method. Please contact one of our brokers for more details.
You can reach us at 905 366 0066.
Once a policy is purchased with Ambroziak & Rao Insurance Brokers, that is the start of our partnership! We recommend you save our number in your contact list.
As your insurance brokers, we are your go-to source for any insurance related questions, policy updates and change requests.
Changing your address? Buying a new car? Adding a service to your business? We are your one stop shop for all your insurance needs and the sale of a policy is just the start.
As insurance brokers, Ambroziak & Rao offers the following insurance products:
-Auto Insurance (Commercial auto, pleasure vehicles etc.)
-Home Insurance (Homeowners, renters, investment property, builders risk, tenant, etc.)
-Commercial Insurance (Commercial general liability, commercial property, etc.)
-Life Insurance (Term life, whole life etc.)
-Travel Insurance (visitors to Canada, emergency medical, trip cancellation etc.)
Please call our office at 905 366 0066 for a quote!
If an insurance company chooses not to renew you, there is generally a reason. It could be you have too many tickets or accidents, or perhaps you allowed someone who is not insured to use your vehicle and the company found out.
If this happens, contact your broker immediately to find a solution. Do your best to not let your insurance policy lapse as finding a new policy after your policy was cancelled is much harder. Insurance companies prefer to see continuous insurance and no gaps in coverage.
Want to Chat?
T: (905) 366 0066
F: (905) 276 5373
E: hrao@pbnet.ca
250 Dundas St W Suite 408 Mississauga ON L5B 1J2