Electricians Insurance
Commercial Insurance For Electricians
Ambroziak & Rao Insurance Brokers has offered various insurance policies to electricians since 2009.
As a licensed electrician, your work is extremely important to the day to day lives of everyone. Your occupation also comes with big risks if something goes wrong.
Our brokerage helps secure competitive rates for commercial auto and CGL insurance specifically tailored to electricians.
Speak to our licensed commercial insurance brokers about your operations and have them customize a quote specifically for your electrical business.
Visit our office at 250 Dundas St W Unit 408, Mississauga ON L5B 1J2 or call 905 366 0066.
Electrician's CGL Insurance
Commercial General Liability coverage with $1M, $2M and $5M liability limits tailored for Electricians.
Commercial Auto for Work Vehicles
Cover your commercial vehicles at very competitive rates.
Tools & Equipment
Add tools and equipment floaters to your insurance policy at very low starting rates!
Hauled Trailers
Add a trailer onto your commercial auto insurance policy.
Commercial Insurance Brokers Who Know The Risks for Electricians
Our team of licensed commercial insurance brokers understands what electricians do daily, and how they prefer to do business.
Electricians are professional, hard working, detailed and like many, low on time. We understand this and will do our best to provide policy updates, quotes and Certificate of Insurance (COIs) as quick as possible. If you have a contract coming up and require a COI to get the deal, please let us know.
We also understand the potential claims that could occur for electricians. With this business, one small mistake can lead to a very big claim.
We have some of the best rates for electricians and their commercial auto policies in Ontario. We have access to many insurance companies who offer fantastic rates for electricians which the public does not have access to. Please call our licensed commercial insurance brokers at 905 366 0066.
"We Have Been Insuring Electricians Since 2009!"
What Insurance Policies Do Electricians Need?
Whether your massive company with 100s of electricians working for you, or a sole proprietor doing only residential work, the risks are similar. It is very important that you accurately describe what type of electrical work you and your employees do so that we can advise on what coverage is recommended.
As commercial insurance brokers, we are here to help you. The most information you give us, the most we can customize your policies. Many solo electricians do not require as much coverage, and Commercial General Liability (CGL) policies can start for as little as $69 per month!
Some of the common policies many Electricians choose to have include:
- Commercial General Liability (CGL) tailored to Electricians. This could range from liability limits as little as $1,000,000 if you do small residential work to $10,000,000+ for Electricians who also do commercial or industrial contracts. Industrial electrical work comes with a much larger set of risks.
- Tools And Equipment Coverage. If you have tools and equipment that you carry to your job sites, it may be a good idea to have them insured. They can generally be added for a small fee. Its important to note that most policies do not cover theft of equipment and tools from unlocked or unattended vehicles.
- Commercial Auto Insurance For Electricians. Many electricians choose to purchase normal personal vehicles (Ex: a Honda CRV or Toyota RAV 4) and use them to drive to clients with their tools. The mistake they make is thinking that their personal auto insurance will cover it. IF you use your vehicle for your business, it will require a commercial auto insurance policy specifically created for electricians.
- Electricians Fleet Insurance. If you have five or more vehicles which you and your employees use for electrical work, you could qualify for a fleet insurance policy. Fleet insurance is generally more flexible and offers better pricing.
- Property Insurance. If you own a unit or warehouse were your supplies, tools or equipment is stored, you may require property insurance as well.
What Questions Will Your Insurance Broker Have for Electricians?
When getting a quote as an electrician, our brokers will have a couple questions for you. These are used to get a better understanding of your business, and get proper quotes from insurers. Below are some to be prepared to answer:
- When did you get your Electrician license?
- When did you incorporate your business?
- What is your annual revenue and projected revenue. This helps insurers understand the size of your company.
- Do you have your ESA license? When did you get it?
- How many years of prior experience do you have?
- How many employees do you have?
- Do you currently have insurance?
- Have you ever had any claims?
- Are you the only owner of the business?
- Do you do industrial, commercial or residential work? Mix?
What Types of Electricians Do You Insure?
At Ambroziak & Rao, we insure all types of electricians or electrical companies.
- Residential Electricians
- Commercial Electricians
- Industrial Electricians
- Master Electricians
- Lightening Electricians
- Companies with 10+ Electricians
- Companies with 9 or less Electricians
If your business is unique, we would love to hear about it and get a custom quote for you!
Call 905 366 0066 or visit our Mississauga office!
Why Choose Ambroziak & Rao For Your Electrician Insurance Needs?
At Ambroziak & Rao Insurance Brokers, we have many clients who are electricians and we are lucky to get to know them and how they do business. They are very detailed and take great pride in their work.
As licensed commercial insurance brokers who know the business, we can advise what risks you may have, and best ways to ensure you are covered. We also understand that speed and customer service is an important factor when choosing which insurance broker you want to partner with. Whether you need a COI, quote or policy update, our team will help you in a timely and efficient manner.
We offer great commercial rates because we have access to many of Canada’s largest and most recognized insurers.
Get an electricians insurance quote today by calling our office at 905 366 0066.
Director & Lead Broker
Lidia Ambroziak
T: (905) 276 9597
C: (416) 737 9647
E: lidiaa@pbnet.ca
Director & Lead Broker
Harish Rao
T: (905) 276 9495
C: (416) 420 2383
E: hrao@pbnet.ca
Customer Success
Margaret Bara
T: (905) 366 0066
F: (905) 276 5373
E: mbara@pbnet.ca
Customer Service
Anu Kaur
T: (905) 366 0066
F: (905) 276 5373
E: akaur@pbnet.ca
Customer Success
Teresa Klubinski
T: (905) 366 7530
F: (905) 276 5373
E: teresak@pbnet.ca
Frequently Asked Questions
We are more than happy to answer any and all of your electrician insurance related questions. Speak to one of our licensed insurance brokers today!
?
Yes, Ambroziak & Rao is a RIBO licensed insurance brokerage operating under license 3428. You can search us at the RIBO Brokerage Search.
In most cases, Ambroziak & Rao Insurance Brokers do not charge the client any fees.
Our compensation is paid by the insurance companies only once a client signs up for a commercial policy with our brokerage. For more information, please visit our disclosures page.
Making changes to your insurance policy has never been easier!
Contact our team at 905 366 0066 and one of our customer success managers will happily assist you.
If you would like to call our team at Ambroziak & Rao Insurance Brokers, you can call 905 366 0066, or visit our Mississauga office at 250 Dundas St W Suite 408 Mississauga ON L5B 1J2.
Generally policies do not cover sub-contractors and we highly recommend that you verify the insurance policies of any sub-contractor that you hire.
If you plan to hire sub-contractors, please speak with our team at 905 366 0066.
Electrician Insurance Quote
T: (905) 366 0066
F: (905) 276 5373
408-250 Dundas St W Mississauga ON L5B 1J2