Landscapers Insurance
Commercial Insurance For Landscapers and Landscaping Companies
Ambroziak & Rao Insurance Brokers has been insuring landscapers in the Greater Toronto Areas since 2009.
Landscaping is a very physically demanding job that involves maintaining and installing outdoor spaces. Planting trees, mowing lawns and maintaining shrubs are regular parts of the job. They also commonly offer hardscape services such as interlocking or patio work.
Our team understands the landscaping business and the risks that come with it. We offer Commercial General Liability and Commercial Auto Insurance quotes from Canada’s largest and most well funded insurance companies to get you the right coverage at the right price.
As a landscaper, time is valuable. Requesting COIs (Certificates of Insurance) can be done quickly and with ease.
Visit our office at 250 Dundas St W Unit 408, Mississauga ON L5B 1J2 or call 905 366 0066.
Landscaper's CGL Insurance
Commercial General Liability coverage with $1M, $2M and $5M liability limits tailored for your landscaping business.
Commercial Auto for Work Vehicles
Cover your commercial vehicles at very competitive rates.
Tools & Equipment
Add tools and equipment floaters to your insurance policy at very low starting rates!
Hauled Trailers
Add a trailer onto your commercial auto insurance policy.
Commercial Insurance Professionals That Know The Landscaping Business
At Ambroziak & Rao, we have a team of experienced licensed commercial insurance brokers prepared to speak with you about your business and what you offer. Whether it’s a full service landscaping business or a solo landscaper who focuses on lawn care, we are ready to help you find a custom insurance solution for your budget.
Our team knows that sometimes, work is held up by insurance requirements. At Ambroziak & Rao Insurance Brokers, we can quickly help you get your COI (Certificate of Insurance) so that you can spend less time worrying, and more time landscaping!
As a landscaper, you likely have a work truck or larger work vehicle that you may use to haul trailers with supplies. It is very important to ensure that you have a properly insured commercial auto insurance policy as personal auto policies could decline claims. Also if you use a trailer, it’s critical to notify your broker because some insurance companies will not accept trailers that may haul certain products. We would need to confirm with insurers prior to policy binding that a company accepts the risk.
We have some of the best rates for landscapers and their commercial auto policies. Please call our licensed commercial insurance brokers at 905 366 0066.
“Insuring Landscapers In The Greater Toronto Area (GTA) Since 2009!”
What Insurance Policies Do Landscapers Need?
Whether you are a large full service landscaping company working on large commercial projects or a solo landscaper with residential contracts, the risks are very similar. It’s important that you have the correct policies in place in the event that a lawsuit arises.
Some of the common policies many landscapers have include:
- Commercial General Liability (CGL) tailored to your landscaping business. This could range from liability limits as little as $1,000,000 if you do small residential work to $10,000,000+ for landscaping companies with many full time employees and major commercial contracts.
- Tools And Equipment Coverage. Many landscapers have tools and large equipment that are a necessity for their business. These could be added onto your policy for a small fee. Large equipment could also be added such as a Bobcat which will require separate coverage.
- Commercial Auto Insurance For landscapers. Most landscapers require vehicles to get from client to client and transport their tools and equipment. If you have been using your personal vehicle for your business and have not converted your personal auto insurance policy into a commercial one, any claim that arises could be denied due to material misrepresentation.
- Hauled Trailers Insurance. If you have trailers that you connect to your commercial vehicle to move tools and supplies around, you need to ensure your trailer is also insured. Neglecting to insure your trailer is a mistake many landscapers make.
- Fleet Insurance. If your landscaping company has five or more work vehicles, you could qualify for a fleet insurance policy. They are usually better priced and can offer more flexibility.
- Property Insurance. If your landscaping company owns a unit or storefront, you may require a property policy.
What Questions Will Your Broker Have For Your Landscaping Company?
Landscaping businesses may offer many services, for this reason, it is important for our commercial insurance brokers to understand what are your specialties and what services are offered. Some insurance companies may reject to quote a policy if certain services are offered.
Below are some to be prepared to answer:
- When did you start your landscaping business?
- How many years of prior experience do you have?
- How many employees do you have?
- Do you currently have insurance?
- Have you ever had any claims?
- Are you the only owner of the business?
- What landscaping services do you offer?
- Do you do snow removal during the winter months? (This is critical to mention as many insurance companies will require more detail to cover it).
- What are your anticipated annual revenues this year?
- Have you ever had an insurance company cancel your policies?
- Do you transport any gravel?
What Types of Landscapers Do You Insure?
At Ambroziak & Rao, we insure many types of landscapers and landscaping companies. Below are some of the landscapers we insure:
- Residential Landscaper (Solo)
- Residential Landscaping Companies
- Commercial Landscaper
- Hardscape Installers
- Lawn Maintenance Companies
- Gardeners
If your landscaping business is unique, we would love to hear about it and get a custom quote for you!
Call 905 366 0066 or visit our Mississauga office!
Why Choose Ambroziak & Rao To Insure Your Landscaping Company?
At Ambroziak & Rao Insurance Brokers, we see landscapers hard at work on a daily basis. The beautiful cities wouldn’t be what they are without landscapers. The job is physically demanding and leaves very little extra time. We know this and respect it.
Our team is committed to offering excellent customer service and speedy change requests. If a Certificate of Insurance (COI) is required to get the job moving, we will do our best to provide it in a timely manner.
Quotes can be done quickly and tailored to your unique landscaping business. We offer fantastic commercial rates by working with Canada’s top and most recognized commercial insurance companies and presenting you with their best offers.
Our licensed commercial insurance brokers will help you find what coverage you require on your budget. If you are new, we will guide you in the right direction.
Call us today and get a Commercial General Liability (CGL) and commercial auto quote today. 905 366 0066. Rates can start for as little as $69.00 per month!
Director & Lead Broker
Lidia Ambroziak
T: (905) 276 9597
C: (416) 737 9647
E: lidiaa@pbnet.ca
Director & Lead Broker
Harish Rao
T: (905) 276 9495
C: (416) 420 2383
E: hrao@pbnet.ca
Customer Success
Margaret Bara
T: (905) 366 0066
F: (905) 276 5373
E: mbara@pbnet.ca
Customer Service
Anu Kaur
T: (905) 366 0066
F: (905) 276 5373
E: akaur@pbnet.ca
Customer Success
Teresa Klubinski
T: (905) 366 7530
F: (905) 276 5373
E: teresak@pbnet.ca
Frequently Asked Questions
We are more than happy to answer any and all of your landscaping insurance related questions. Speak to one of our licensed insurance brokers today!
?
Yes, Ambroziak & Rao is a RIBO licensed insurance brokerage operating under license 3428. You can search us at the RIBO Brokerage Search.
In most cases, Ambroziak & Rao Insurance Brokers do not charge the client any fees.
Our compensation is paid by the insurance companies only once a client signs up for a commercial policy with our brokerage. For more information, please visit our disclosures page.
Making changes to your insurance policy has never been easier!
Contact our team at 905 366 0066 and one of our customer success managers will happily assist you.
If you would like to call our team at Ambroziak & Rao Insurance Brokers, you can call 905 366 0066, or visit our Mississauga office at 250 Dundas St W Suite 408 Mississauga ON L5B 1J2.
Generally policies do not cover sub-contractors and we highly recommend that you verify the insurance policies of any sub-contractor that you hire.
If you plan to hire sub-contractors, please speak with our team at 905 366 0066.
Landscapers Insurance Quote
T: (905) 366 0066
F: (905) 276 5373
408-250 Dundas St W Mississauga ON L5B 1J2