Lawyer Insurance

Whether you are an independent lawyer working under a law firm or run a large provincially known law firm, your risks are very similar. 

Some of the common policies many law offices have include:

1. Commercial General Liability (CGL) tailored to your unique requirements. This could range from liability limits as little as $1,000,000 for a small home law office to $10,000,000 for a large law firm with many employees.
2. Excess Professional Liability Insurance. As a lawyers, your work includes offering clients legal advice about their situation. If the wrong advice is given and a client sues for damages, your Errors & Omissions coverage would help with the losses. Lawyers generally require to get their E&O through LawPRO. If excess limits are needed, please let us know.
3. Content Insurance. If you lease your law office and have physical assets such as equipment, furniture, printers and computers, you can insure them through content coverage. This may also include betterments to your unit such as upgraded kitchen or floors. Law firms often have expensive printers that they lease which could be added to your policy.
4. Auto Insurance For Businesses.  Lawyers often purchase high-value vehicles which are used for driving to court, meeting clients or occasionally transporting clients. Ensure you have the right business auto insurance coverage in place.
5. Commercial Property Insurance. If you are purchasing a unit, a commercial insurance policy specific to law firms should be purchased. 
6. Cyber Insurance. Lawyers keep a lot of sensitive data which if hacked can cause a large financial loss. A cyber insurance policy can help pay for the losses arising out of a cyber attack.
7. Business Interruption Insurance. If you cannot do business due to a claim, you could be reimbursed for loss of income during the claim until operations resume.