Mercedes-Benz Auto Insurance
Get A Quote For Your Mercedes-Benz Auto Insurance
The Ambroziak & Rao team has been offering auto insurance quotes for all Mercedes-Benz models since our doors opened in 2009.
Mercedes-Benz has always been a dream car for many people ever since they were little kids. Many had posters in their room of a Mercedes AMG model and wished that one day, they could own a piece of automotive history.
If you have achieved a dream of yours and own a Mercedes-Benz, be sure to insure it properly. Ambroziak & Rao Insurance Brokers is a team of “car people” who also enjoy owning, researching and insuring these vehicles. Call us for a Mercedes-Benz auto insurance quote at (905) 366 0066 or visit our office at 250 Dundas St W Suite 408, Mississauga ON L5B 1J2.
Get The Best Mercedes-Benz Insurance Rates
Our team gets quotes from multiple insurance companies and offer you the best rate.
Home Insurance Bundle
Bundle your Mercedes-Benz auto insurance with your property policy to get maximum premium savings!
Remove The High-Theft Surcharge
Speak with our team and find out how to avoid the High-Theft risk surcharge on certain models.
High-Risk Insurance For Mercedes-Benz
Are you a high-risk driver purchasing a Mercedes-Benz? Call us today.
Mercedes-Benz Auto Insurance Quote
T: (905) 366 0066
F: (905) 276 5373
250 Dundas St W Suite 408 Mississauga ON L5B 1J2
“Get Top Auto Insurance Rates for your Mercedes-Benz ”
How Much Do Mercedes-Benz Vehicles Cost To Insure?
Ambroziak & Rao Insurance Brokers has been insuring many popular Mercedes-Benz models across Mississauga, Oakville, Burlington and the rest of the GTA. Below are some of the popular Mercedes-Benz models our team can quote along with their average Ontario insurance rates. Every city will have different rates. Your personal record and circumstances will have a big effect on premiums.
Eligible Mercedes-Benz Models
View supported luxury and performance vehicle models with Ontario average insurance benchmarks.
- C-Class Avg. Ontario:
- E-Class Avg. Ontario:
- S-Class Flagship Avg. Ontario:
- GLA & GLB Avg. Ontario:
- GLC Avg. Ontario:
- GLE Avg. Ontario:
- G-Class (G Wagon) Iconic Avg. Ontario:
- AMG Models High-Performance Avg. Ontario:
Are Mercedes-Benz cars expensive to insure?
Mercedes-Benz is a brand that does it all. You can purchase a Mercedes-Benz GLC300 SUV which is a fantastic commuter vehicle for the entire family. You can also purchase the luxury S-Class model which lets you drive around very comfortably. If you want a sports car, you can purchase an AMG GT and take it to the track.
Since Mercedes-Benz has such a wide variety of vehicles, it’s impossible to offer a general answer to “are Mercedes-Benz vehicles expensive to insure?”. If you are purchasing a Maybach, you can expect your insurance to be expensive because it’s a very expensive car. Those vehicles can fetch $300,000 or more, and the insurance companies need to account for that value.
A popular Mercedes-Benz C300 model can be quite affordable to insure as it has good safety features and the owners in cities like Mississauga, Burlington and Oakville drive them carefully. If a vehicle model has fewer claims in a specific area, everyone can enjoy lower premiums.
Certain models however could also be a high theft risk such as the Mercedes-Benz G-Wagon. These are expensive, luxury and reliable SUVs making them a prime target for theft. These vehicles can cost upwards of $200,000. If one is stolen, the insurance company will need to pay out a large amount.
In summary, Mercedes-Benz as a brand has very fair insurance rates given their value. If you purchase a regular commuter vehicle, the insurance rates may be very similar or better than similar cars in less luxurious brands such as Honda or Toyota. The regular Mercedes-Benz lineup does not have as many thefts as other vehicle brands and companies often do not apply high-theft risk surcharges unless you own a specific model such as the G-class. If however you purchase one of the expensive Mercedes-Benz vehicles such as an AMG model, insurance companies will apply higher rates as the vehicles value is much higher. This would occur regardless of the brand.
How To Get The Cheapest Mercedes-Benz Auto Insurance Rates In Mississauga, Oakville and Burlington.
If you own or are purchasing a Mercedes-Benz in expensive cities such as Mississauga or Oakville, you should do everything possible to reduce your auto insurance rates. Below are the most effective ways to reduce your auto insurance premiums on Mercedes-Benz vehicles:
- Find a specialized auto insurance broker who knows the Mercedes-Benz you own or are purchasing. Mercedes-Benz has many trims, models and refreshes that occur often and it’s vital to get the right coverage on that vehicle. An insurance broker also has access to many insurance companies and will shop the market and offer the best insurance rate for the coverage you have requested.
- If you purchase a model that is considered high-theft risk, it’s vital to remove that surcharge as that could save you between $500-$1500 per year. Speak to your broker on ways to remove the surcharge.
- Ensure all discounts are applied. Insurance companies offer many discounts offer various discounts, though eligibility criteria can sometimes be complex. Have a discussion with your insurance broker and see which discounts are applicable to you. Examples include the multi-policy discount, multi-vehicle discount and a family discount.
- Consider high deductibles. Most standard policies come with $500 or $1000 deductibles. If you are comfortable, you can increase it to $2500 or $5000 which would decrease your monthly premiums.
- Keep your record clean. This is extremely important to keeping your insurance premiums low. Avoid accidents, tickets and policy cancellations to your best ability.
If you would like a quick auto insurance quote for your Mercedes-Benz, please call our office at (905) 366 0066 or fill out the quote form above and one of our auto insurance brokers will happily help you out.
Average Mercedes-Benz Auto Insurance in Ontario
Popular Coverage Options and Endorsements for Mercedes-Benz owners.
We understand that everyone has a different financial situation and more coverage is not always possible. If you are on a budget and cannot pick every coverage option, below are several popular options to consider:
- Claims forgiveness. If you qualify for this endorsement, it is a great idea to purchase. It often costs very little (as little as $80 annually), but can save your thousands per year in the event of an at-fault claim. This coverage option removes any premium surcharges for that first at-fault accident on renewals so long as you maintain that policy. If you move to a new insurance company, that forgiveness will not follow.
- Comprehensive coverage. This covers your vehicle in the event of a theft, vandalism or non-collision related damage such as a tree falling on your car. This is a good coverage to purchase for a Mercedes-Benz.
- Collision coverage. This covers your Mercedes-Benz where the accident was your fault (it covers the physical damage of your vehicle subject to your deductible).
- OPCF 43 (depreciation waiver). Luxury vehicles tend to depreciate more quickly during the first two years. The OPCF 43 will remove that depreciation for up to 24 months in the event of a total loss. This is a common endorsement that Mercedes-Benz owners choose to purchase when buying their new car. You must qualify for this coverage. We have created a calculator below so you can see an estimate of your cars depreciation.
- OPCF 6A. If you will be using this vehicle to drive a client around (not as a taxi or limo) such as a realtor taking clients to showings, you should have this coverage.
- Business use. If you are purchasing this vehicle in a company name and will be using it for business, you should notify your broker or company of this so the right coverage can be added.
It’s always a good idea to have a discussion with your auto insurance broker to see what coverages are recommended for your vehicle model. Stop by our Mississauga office at 250 Dundas St W Suite 408, Mississauga ON L5B 1J2 or call us directly at (905) 366 0066.
OPCF 43 Waiver of Depreciation ROI Calculator
See how much equity you protect if your new or luxury vehicle is totaled or stolen within its first 24 months.
Without OPCF 43, standard auto insurance deducts depreciation from day one. With OPCF 43 attached, the insurer waives depreciation and pays the lowest of your original purchase price, current MSRP, or a new replacement model.
*Disclaimer: Estimated calculations assume a standard luxury vehicle depreciation curve (~10% drive-off drop scaling to ~25%–30% at month 24). Actual settlement payouts depend on carrier wording, total loss assessment, and deductible application. Endorsement must be added within initial eligibility window.
Customer Success
Margaret Bara
T: (905) 366 0066
F: (905) 276 5373
E: mbara@pbnet.ca
Customer Service
Anu Kaur
T: (905) 366 0066
F: (905) 276 5373
E: akaur@pbnet.ca
Customer Success
Teresa Klubinski
T: (905) 366 7530
F: (905) 276 5373
E: teresak@pbnet.ca
Director & Lead Broker
Lidia Ambroziak
T: (905) 276 9597
C: (416) 737 9647
E: lidiaa@pbnet.ca
Director & Lead Broker
Harish Rao
T: (905) 276 9495
C: (416) 420 2383
E: hrao@pbnet.ca
Why Ambroziak & Rao?
Our team includes several car enthusiasts who enjoy insuring vehicle brands such as Mercedes-Benz. We love what we do and take great pride in helping our clients.
Dedicated Broker
You will have a licensed insurance broker who will offer the best rates for your Mercedes-Benz and help service your insurance policy for any future changes.
Fast Quotes
We understand you may be picking up your Mercedes-Benz soon and may have forgotten to get auto insurance. We will help you with a quick turnaround.
Contact
Ambroziak & Rao prides itself on the communication it has with clients. We can be contacted via email, phone, text and respond very quickly! (905) 366 0066.
Best Rates
As insurance brokers, we have access to many insurance companies with competitive rates which means we can offer the best rate for you!
Ambroziak & Rao Insurance Brokers Reviews
Frequently Asked Questions
We are more than happy to answer any and all of your Mercedes-Benz auto insurance related questions. Speak to one of our licensed insurance brokers today!
?
As established Mississauga insurance brokers, we have partnered up with Canadas largest and most trusted insurance companies. This means our brokers are able to shop your coverage requirements with multiple insurers all at once.
Yes, Ambroziak & Rao is a RIBO licensed insurance brokerage operating under license 3428. You can search us at the RIBO Brokerage Search.
The first step before creating an insurance policy is creating a quote. One of our experienced Mississauga insurance brokers will happily help you get competitive quotes from the largest insurance carriers in Canada.
Once a quote is completed and you are happy with the coverage and price, our team will create the applications, confirm your records and send the applications over to your email for e-signing.
Once signed, our team will review the policy and issue it with the insurance company.
Making changes to your insurance policy has never been easier!
Contact our team at 905 366 0066 and one of our customer success managers will happily assist you.
If you would like to call our team at Ambroziak & Rao Insurance Brokers, you can call 905 366 0066, or visit our Mississauga office at 250 Dundas St W Suite 408 Mississauga ON L5B 1J2.